As Americans ring in the new year, it's worth knowing what's actually going to be open and what's taking the day off. The short version? If you need to trade stocks or mail a package, you're out of luck. If you need groceries or last-minute party supplies, you've got options.

What's Closed on New Year's Day

The U.S. stock markets are taking a well-deserved break. Both the Nasdaq and New York Stock Exchange will be closed on Thursday, January 1, in observance of New Year's Day. Bond markets are following suit and won't reopen until Friday, January 2.

If you're expecting a package, you'll need to wait another day. Major shipping carriers United Parcel Service Inc. (UPS) and FedEx Corp. (FDX) will suspend their standard pickup and delivery services for the holiday.

On the retail front, Costco Wholesale Corp. (COST) and Sam's Club are both staying closed for the day.

What's Open

Need to make a shopping run? Several major retailers will be open on New Year's Day. Walmart Inc. (WMT), Target Corp. (TGT), Macy's Inc. (M), and Kohl's Corp. (KSS) will all have their doors open, though you'll want to check local store hours as they may differ from the usual schedule.

7-Eleven stores will also be open, operating with adjusted hours. If you need a pharmacy, select CVS Health Corp. (CVS) and Walgreens locations will be operating as well.

Everything returns to normal on Friday, January 2. Banks and post offices will reopen for regular service, and markets will resume trading during their standard hours.

Looking Ahead: Market Holidays in 2026

Planning your trading calendar for next year? Here are all the dates when U.S. markets will be closed in 2026:

• New Year's Day – January 1
• MLK, Jr. Day – January 19
• Presidents Day – February 16
• Good Friday – April 3
• Memorial Day – May 25
• Juneteenth – June 19
• Independence Day – July 3
• Labor Day – September 7
• Thanksgiving Day – November 26
• Christmas Day – December 25

The markets will also close early on November 27 and December 24, so plan accordingly for those shortened trading days.