Paysafe Limited (PSFE) announced Friday a strategic partnership with Pay.com, a payments orchestration platform designed to help merchants get more transactions approved and fewer declined at checkout.

How The Partnership Works

Under the arrangement, Paysafe becomes a recommended acquirer for card payments on Pay.com's platform. But it's not just about credit and debit cards. Pay.com has also integrated Paysafe's alternative payment methods, including the Skrill and Neteller digital wallets and PaysafeCard, a voucher-based solution for consumers who prefer cash-style payments.

Pay.com specializes in intelligent payment orchestration, which is essentially the art of routing transactions through the best possible payment processor at the right moment. The platform uses advanced orchestration technology and a centralized risk engine to maximize acceptance and authorization rates, making sure that legitimate purchases go through smoothly while suspicious ones get flagged.

The integration gives Pay.com merchants access to Paysafe's 30 years of payment processing experience across multiple industries. This matters particularly for merchants operating in e-commerce, travel, regulated iGaming, and financial services, where payment complexity and regulatory requirements can make or break a business.

Paysafe's digital wallets, Skrill and Neteller, operate in over 130 countries and have strong recognition in e-commerce and iGaming circles. Adding these options alongside traditional card processing gives merchants more flexibility in how they accept payments from customers around the world.

According to Paysafe, the company is already processing payments for multiple Pay.com merchants, and more than 20 additional merchants are expected to join by the end of 2026.

What The Executives Are Saying

Rob Gatto, Chief Revenue Officer at Paysafe, framed the partnership as a significant upgrade for online merchants. "Our collaboration will likely be a game-changer for online merchants, optimising payment routing, enhancing approval rates, and, above all, strengthening their checkouts and ultimately customer relationships," he said.

He added that Paysafe's track record should help Pay.com expand globally. "More broadly, with Paysafe's heritage and with our payment solutions serving as trust-marks for merchants worldwide, we expect to support Pay. com's business growth and global expansion."

Nicholas Banerjee, Chief Revenue Officer at Pay.com, emphasized the orchestration angle. "Integrating Paysafe into our platform enhances the advanced orchestration capabilities we provide to merchants, helping them maximise authorisation rates and optimise every transaction. This partnership ensures our customers benefit from greater flexibility across card payments and a wide range of alternative payment methods."

Recent Financial Performance

The partnership news comes as Paysafe works through a challenging financial period. In November, the company reported third-quarter adjusted earnings per share of 70 cents, missing the analyst consensus estimate of 73 cents.

Quarterly revenue came in at $433.815 million, up 2% year over year but below the Street's expectation of $439.514 million.

More significantly, Paysafe slashed its 2025 adjusted earnings-per-share outlook to a range of $1.83 to $1.88, down from the previous guidance of $2.21 to $2.51. That new range sits well below the analyst estimate of $2.42.

PSFE Price Action: Paysafe shares were up 2.20% at $7.89 during premarket trading on Friday.